is an “Analytics-as-a-Service” platform that can deliver high-confidence predictive notifications to financial institutions to service, price and obtain consumer loans, and to adapt to market conditions with no technical barrier. Its cloud-based infrastructure generates predictive insights about consumers portfolios which continuously improves over time. Its data platform is able to analyze first- and third-party data which is anonymously connected using a common customer ID. The Company’s technology has broad applicability across lending products, including mortgages, credit cards, Point of Sale (POS) lending, automotive and student loans.



Saroop Bharwani , Founder & CEO

Nick Seelert , Founder & CTO